Now this is just a guess on my part.
But right now, a couple of insurance companies have stopped covering some Kias and Hyundais because they are so easily stolen. It’s simple cost accounting for them–these cars are a losing proposition and so won’t be covered.
And something new has come out about EVs–even after a little fender bender, they basically have to be totaled because there’s no way to figure out if the battery pack has been damaged (and there’s the whole fire issue, but that’s separate).
Battery packs are tens of thousands of dollars to replace, so it’s easier to just write off the whole car.
But wait, there’s more–
“And now those battery packs are piling up in scrapyards in some countries, a previously unreported and expensive gap in what was supposed to be a “circular economy.”
Which is not good for the environment–leaky batteries in landfills–how Green, right?
If the insurers have to start junking more and more cars, especially with the push to move to EVs, then logically, they will have to make a move to stop insuring them or raising rates in order to remain solvent.
Midwest Chick's Place 
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